The Simple “3-Zone” Cardio Plan

What are the 3 zones?

Zone 1 = Slow (Easy): You could chat in full sentences. Feels comfortable.

Zone 2 = Medium (Steady): You can talk in short phrases. Feels “working but fine.”

Zone 3 = Fast (Hard): Talking is tough. Short bursts you can’t hold for long.

Use any method below to find your zones:

Quick ways to find your zones

-Talk Test:

Zone 1: full sentences

Zone 2: short phrases

Zone 3: a few words

-Effort (RPE 1–10):

Zone 1: 3–4/10

Zone 2: 5–6/10

Zone 3: 7–9/10

-Heart Rate (optional):

Estimate HRmax ≈ 220 − age

Zone 1: 50–60% of HRmax

Zone 2: 60–75% of HRmax

Zone 3: 75–90% of HRmax

No watch? No problem—use the talk test. It’s surprisingly accurate.

Why each zone matters

Zone 1 (slow): Builds your base, helps you recover, and teaches your body to use fat for fuel.

Zone 2 (medium): Improves heart strength and endurance—your “engine.”

Zone 3 (fast): Boosts speed and power; raises your ceiling so everything else feels easier.

How to use them each week (simple plan)

Goal: 3–4 cardio sessions/week, 20–35 minutes each.

2× Zone 2 (medium): steady, conversational-but-working pace

1× Zone 3 (fast): short intervals or hill sprints

Optional 1× Zone 1 (slow): recovery walk, easy bike, or light jog

If you’re new, start with just two Zone 2 sessions for 2 weeks, then add Zone 3.

Workouts you can start today

Zone 1 (slow) – 20 minutes

Warm up 5 min easy walk

10 min relaxed walk (full sentences pace)

Cool down 5 min easy walk

Progress: Add 5 min each week up to 40–60 min as needed.

Zone 2 (medium) – 30 minutes

Choose walk, jog, bike, row, or elliptical.

Warm up 5 min easy

20 min steady “short phrases” pace

Cool down 5 min easy

Progress: Bump the middle segment to 25–30 min, or keep time and make the pace slightly steadier.

Zone 3 (fast) – 20–25 minutes

Warm up 6–8 min easy → 2–3 × 20-sec strides (optional)

6 rounds: 30 sec hard (few words pace) + 90 sec easy

Cool down 5 min easy

Progress options:

8 rounds (same work/rest)

or 45 sec hard + 75 sec easy (6–8 rounds)

A simple 4-week progression

Week 1: Z2 ×2 (25–30 min), Z1 ×1 (20 min)

Week 2: Z2 ×2, Z3 ×1 (20–25 min)

Week 3: Z2 ×2 (add 5 min each), Z3 ×1 (add 1–2 rounds)

Week 4 (deload): Z2 ×1, Z1 ×2 (keep Z3 light or skip)

If you lift or do Sport/conditioning

Put Zone 3 on a day away from heavy legs.

Use Zone 1 on rest days to recover.

Keep Zone 2 on non-sparring days or mornings.

Common mistakes (and easy fixes)

Going too hard on “easy” days: If you can’t talk in phrases, back off.

Skipping warm-ups: Spend 5 minutes ramping up; your joints will thank you.

Too much Zone 3: 1 session/week is plenty for most. Earn the right to push.

No plan: Pick your 3–4 weekly slots now and treat them like appointments.

Quick FAQ

How fast should I progress?

Add no more than 10% total time each week. If you’re tired, hold or drop volume.

What if my heart rate jumps around?

Stick to the talk test. Let hills and heat slow you down—effort stays the same.

Can I split sessions?

Yes. Two 15-minute Zone 2 blocks in a day still help.

Ready to put this to work?

Contact me to download my 1-page 3-Zone Planner (weekly schedule + checkboxes), or let me build yours for you.

Want a personal plan that fits your schedule? Book a free 30-min call and I’ll build your plan that fits your lifestyle.

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